FAMILY BASED SOCIAL SERVICES POLICY

An effective social service and public assistance system is designed to meet the basic needs of individuals and families who need help. The system shall provide services within the needy family’s home community and within an environment that promotes family stability whenever possible. In order to accomplish effective social and public assistance services within Virginia’s locally administered, State supervised system, each local department must administer programs based upon a philosophy of family based social service delivery.

Benefit Programs are designed to provide income support benefits to assist families who are unable to provide the necessities of life and maintain minimum standards of health and well-being through their own efforts. Determinations of eligibility are based on a process of gathering information relevant to the family’s situation in order to assess the need and eligibility for Benefit Programs. This process also includes an assessment of need for service programs and other resources to assist the family. If other needs exist, the family is to be referred for appropriate services or resources within the LDSS or community.

Quick Start Assembly

• Unpack Your AeroGarden Deluxe
• Insert Lamp Arm into Base
• Attach Trellis Brackets to Lamp Hood (Optional*)
  Hand tighten pre-mounted screws with phillips head screwdriver. Do not over-tighten.
  * Recommended for larger plants that need support, such as tomatoes, peppers or cucumbers. Can be added to AeroGarden Deluxe after garden is growing.
• Insert Deluxe Grow Bulbs into Lamp Hood
• Plug Lamp Cord into Lamp Hood
• Place Lamp Hood on Lamp Arm
• Set Bowl into Base
• Moving Your AeroGarden Deluxe
• Place Your Garden

Use Trellis System

As your plants begin to produce fruit, you may find they are starting to tip over or even break due to the additional weight on branches.

When this occurs, support plants and bring them back to the upright position by using your Trellis System*.

What Is Long-Term Care?

Someone with a long physical illness, a disability, or a cognitive impairment (such as Alzheimer’s disease) often needs long-term care. Many different services help people with chronic conditions overcome limitations that keep them from being independent. Long-term care is different from traditional medical care. Long-term care helps one live as he or she is now; it may not help to improve or correct medical problems. Long-term care services may include help with activities of daily living, home health care, respite care, adult day care, care in a nursing home, and care in an assisted living facility. Long-term care may also include care management services, which will evaluate your needs and coordinate and monitor the delivery of long-term care services.

How Much Does Long-Term Care Cost?

Introduction

If you are planning to purchase a life insurance policy or an annuity contract, you should first consider your needs and understand the different type of insurance products that are available. Many more consumers are using life and annuity products as part of their financial planning goals. Consumers spend substantial sums of money each year on life insurance policies or annuity contracts knowing very little about what it is that they are getting. This guide was developed to help consumers make educated decisions and to help them understand both the benefits and the risks involved in financial planning.

BASIC HOMEOWNER’S INSURANCE COVERAGES

Homeowner’s insurance combines more than one type of coverage into one policy. Usually, four types of coverage are contained in the policy: (1) Dwelling and Personal Property; (2) Liability; (3) Medical Payments; and, (4) Additional Living Expenses.

(1) Dwelling and Personal Property Coverage
Dwelling coverage helps pay for any structural damage to your home. Other structures such as a detached garage, a storage shed or any other building on your property are usually covered for 10% of the coverage on your house.

Personal property coverage pays for your contents including household furniture, clothing and other personal belongings. The amount of insurance is usually 50% of the policy limit on your dwelling. Your policy also provides more limited coverage for personal property, commonly 10%, if it is stolen or damaged while you are away from home, including when you are on vacation.

Large, unexpected bills can be a home and business owner’s nightmare. An improperly installed and/or poorly maintained oil tank can leak or spill unexpectedly, often costing in the tens to hundreds of thousands of dollars and be harmful to people, your property and the environment. It is the legal and financial responsibility of the homeowner, commercial building owners and/or property managers to clean up all heating oil tank leaks and spills.

The Department of Environment and Natural Resources has developed this Homeowner’s Guide to Oil Tanks to help prevent this unwelcome surprise.

This Guide is intended to:

• act as a pollution prevention measure;
• alert home, building and property owners about the potential environmental and financial liability of an oil spill; and
• provide some simple, practical steps that can minimize the chances of an oil spill.