Traumatic Injury Protection – A Procedural Guide
General Information
The Servicemembers’ Group Life Insurance Traumatic Injury Protection (TSGLI) program is an automatic provision under Servicemember’s Group Life Insurance (SGLI). TSGLI provides for payment to Servicemembers who are severely injured (on or off duty) as the result of a traumatic event and suffer a loss that qualifies for payment under TSGLI. TSGLI is designed to help traumatically injured Servicemembers and their families with financial burdens associated with recovering from a severe injury. TSGLI payments range from $25,000 to $100,000 based on the qualifying loss suffered. The benefit is paid to the member, someone acting on the member’s behalf if the member is incompetent, or the members’ SGLI beneficiary if the member is deceased. TSGLI coverage was added to SGLI policies effective December 1, 2005. All members covered under SGLI who experience a traumatic event that directly results in a traumatic injury causing scheduled loss defined under the program are eligible for TSGLI payment.