HBF Car Insurance offers value for money cover with a genuine focus on local service.

Whether you’re looking to insure your car, caravan or trailer, we offer five different types of insurance to suit your needs:

• Comprehensive Car
• Advantage Driver
• Budget Policy — Fire and Theft
• Third Party — Property Damage and Personal Injury
• Caravan and Trailer

To help you decide which is the best cover for you, review and compare the benefits charts on the following pages.

Key benefits
Some of the other key benefits of an HBF Car Policy are:

1. When personal property is stolen from Your locked Car, We will pay up to $500 for any claim.
2. Up to $500 Cover for replacing locks, keys and electronic immobilising devices if they are stolen.
3. Up to $50 for the cost of a taxi fare to get You home safely if Your Car has been stolen or involved in an Accident.

Get ready to experience the freedom and connectivity of your all-in-one mobile solution. Setting up your BlackBerry® Storm™ smartphone is easy. Simply verify that your SIM card and battery are inserted in your device, charge the battery, and complete the setup wizard. After you complete the setup wizard, take some time to explore the features on your device. This guide provides tips and instructions to help you learn the basics quickly.

Start using your device

Make a call

1. In the phone application, perform one of the following actions:
2. • Type a phone number.
   • Click the contacts icon. Type part of a contact name. Highlight a contact or phone number.
3. Press the key.

To end the call, press the key.

Send an email message

1. In a message list, press the key.
2. Click Compose Email.
3. In the To field, perform one of the following actions:

Feature movies are a medium, an art and a business. Each of these elements plays a role. As a medium, movies represent ideas through the codes and conventions of sound and moving image. As art, they make personal and cultural statements to their audiences. As businesses, they create work for their creators and profits for their investors and distributors.

This guide, which extends the ideas presented in Invictus episode of Beyond the Screen, may be used by teachers as they support their students, by parents who want to discuss the movie with their children, or by serious viewers who want to think beyond the screen.

Plot Synopsis: Nelson Mandela, president of South Africa, decides to use the upcoming Rugby World Cup games to re-define South Africa and encourage coloured and white South Africans to cooperate with one another as they build a new nation. During the process, he must diplomatically overcome challenges posed by his own African National Conference party, his security guards, his presidential staffers and the fact that the national team lacks international experience.

Visual Memory
Another seemingly unrelated study on memory was also used in the formation of Mind Maps. In this study by Ralph Haber, 2560 photos were shown to subjects. Then subjects were shown 2560 pairs of photos and asked in each case to say which photo had been in the original group of 2560 and which had not.

The success rate at this test averaged between 85% and 95%, showing that humans have an almost photographic visual memory. In another study where 10,000 vivid pictures were used, a success rate of 99% was
recorded.

Originality
What happens if two people draw mini Mind Maps around the idea ‘shoe’. (A mini Mind Map is a Mind Map that only goes one level deep, i.e. it only has words that are directly related to the central idea). If each person comes up with seven related words, how many do you think would be duplicates between the two people? Studies have shown that the average is one word in common, and anything above two is very unusual.

DO place your plant in indirect sunlight for at least six hours per day. If direct sun can’t be avoided, diffuse the light with a shade or sheer curtain.

DO provide room temperatures between 68 – 70° F. Generally speaking, if you are comfortable, so is your poinsettia.

DO water your plant when the soil feels dry to the touch.

DO use a large, roomy shopping bag to protect your plant when transporting it.

DO fertilize your plant AFTER THE BLOOMING SEASON with a balanced, all-purpose fertilizer.

DON’T place plants near cold drafts or excessive heat. Avoid placing plants near appliances, fireplaces or ventilating ducts.

DON’T expose plants to temperatures below 50° F. Poinsettias are sensitive to cold, so avoid placing them outside during the winter months.

DON’T over-water your plant, or allow it to sit in standing water. Always remove a plant from any decorative container before watering, and allow the water to drain completely.

The Peugeot 206 GTi 180 is an exhilarating vehicle to drive that has class leading levels of performance and handling, let down slightly by an awkward driving position that takes some time to get used to.

ENGINE
Type…………………………..Inline four cylinder
Capacity in litres………………………….. 1997cc
Induction……………………………..fuel injection
Fuel recommendation ……premium unleaded
Claimed max. power…. 130kW at 7,000 rpm
Claimed max. torque…..202Nm at 4750 rpm
TRANSMISSION
Type……………………………Five speed manual
Driving wheels ………………………………..Front
Speed per 1000 rpm in top gear……32.6 kmh
WHEELS ………………………………………………
Tyres ………………………….Pirelli 205/40ZR17
Spare ……………………Inflator kit with sealant
STEERING
Type……………..Power assist rack and pinion
Turns lock to lock………………………………….3
Turning circle…………………………10.6 metres
DIMENSIONS
Mass……………………………………………1550kg
Length……………………………………….3835mm
Width (incl. mirrors1900 mm)………1673mm
Height ……………………………………….1430mm
Ground clearance (measured) …………154mm
Seating capacity…………………………………….4
Fuel tank capacity………………………………..50
TOWING
Max. towed mass (trailer plus load)…1,100kg
Max. towball download (laden trailer)………n/s
NRMA THEFT RATING
Points on 0-120 scale (high score best)………53
WARRANTY………………………….. 24 month
MANUFACTURED IN …………………France